Tag: good deals

Hello Friends!

Judy Allen
May 2012

Judy Allen-Your Neighborhood Realtor!
Copyright © 2012 Realty Times
All Rights Reserved.

Amanda Allen

It’s Buying Time Again,
Big Time

If you’ve got the income. If you’ve got plenty of tenure on the job. If your credit is solid. If you can otherwise pass muster at the mortgage loan desk. If it’s cheaper for you to buy than it is to rent.
Yes, there are lots of “ifs,” but it’s one of the best times in America to buy a home. And it won’t last forever.
To wit
Distressed homes – foreclosures and short sales sold at deep discounts – accounted for 34 percent of February sales, according to the National Association of Realtors (NAR). The bargain basement is open for business.

Mortgage Rates
U.S. Averages as of April 29, 2012:

30 yr. Fixed: 3.88%
15 yr. Fixed: 3.12%
1 yr. Adj: 2.74%

View current rates

Investors know a party when they see one. They snatched up 64.5 percent more homes in 2011 than in 2010 and now account for nearly one in every four homes sold, NAR reported.
The second home market is back with
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Wondering What Your Home Is Worth?

Let me show you.

Saving For a Home

With home affordability at the highest rate seen in decades, now is prime time to make a purchase.
Many renters are wanting to turn over a new leaf by investing in a starter home. Current homeowners are wanting to take advantage of low prices and buy the home of their dreams.
The key to buying in today’s market is having the funds and financial stability needed. How can you go about saving to buy a home?
Financial wiz Suze Orman tells her readers and viewers all the time about the benefits of homeownership, but also the importance of being financially ready for this move. She writes, “Never buy a home or piece of real estate if you do not have at least 10% to 20% to put down. While buying a home is a great investment, if you do not have at least 10% to 20% of the purchase price to put down, then you can’t afford the home and are buying before you have demonstrated the ability to save, which is a bad idea in the current market.”
How do you get to that point? The first and most important step is to
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Economy Sparks Remodeling: How To Ensure A
Successful Project

Springtime generates a lot of home improvement activity. Many buyers are out shopping for their new home. With the purchase of their home, the desire to remodel often comes next. For others, the drastically fluctuating housing prices are causing homeowners to stay put and that’s causing them to want to remodel their existing footprint.
Whether it’s a room addition or the renovation of a kitchen to upgrade amenities and make the space feel more comfortable to suit your needs, precautionary steps to get the most out of your remodeling project will create the best outcome.
Some of the most popular remodeling projects have to do with creating homes that are livable for all ages. The National Association of Home Builders says, in 2010, that 62 percent of surveyed builders were working on “aging in place” modifications.
That means granny flats or in-law apartments (extra rooms with kitchenettes) are becoming staples in homes. As baby boomers ease into their golden years this type of remodeling project will continue to grow. Entry-level bedrooms are also popular additions due to the ease of access for the elderly.
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www.JudyAllen.com 4925 Sq Ft, 4 Car Garage, Views, Views, Views, MLS#1063390
269,900 4 Bedroom, 3 Bath View of the Capital
www.JudyAllen.com MLS#1089598

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Real Estate Outlook:
Improving Markets

The latest National Association of Home Builders/First American Improving Markets Index (IMI) numbers show that a total of thirty-five states are now represented.
In order to be considered an improving market these metro areas must have shown improvement in housing permits, employment, and home prices for the last six months straight. This data is comprised from employment growth reports from the Bureau of Labor Statistics, house price appreciation from Freddie Mac, and single-family housing permit growth from the U.S. Census Bureau.
“While housing markets across the country continue to struggle under the
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$209,000 4 Bedrooms, 3 Baths, www.JudyAllen.com MLS#1073945

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Judy Allen, CRS,e-PRO,GRI
E-mail: Homes@JudyAllen.com
Web: http://www.JudyAllen.com
801 597-5656
Prudential Utah Real Estate
801 597-5656
1010 N 500 East, STE 310
North Salt Lake, UT 84054

Equal Housing Opportunity

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There is probably nothing worse than when I log on to Facebook and see my GOOD friends buying/selling real estate without me! Don’t get me wrong I am super excited for them and the awesome investment they are making, but at the same time I literally tear up. It makes me question why I a missing out on the opportunity to work with friends during this exciting time. I get the greatest satisfaction from finding the PERFECT home for my clients. I enjoy nothing more than saving my seller’s money, time, stress in the selling process.

Please allow me the opportunity to be your Realtor and prove my services.

Yesterday I was fortunate enough to attend a seminar  for CRS Realtors .  This was an amazingly informative day filled with many fabulous speakers and words of wisdom. I plan to be divulging a secret or two from this eventful day to all my readers/followers.

Today I want to talk about the dangers that can arise from now being fully represented by a professional Realtor. Per capita, Utah Valley has the highest amount of fraud in the United States! That is an alarming fact given by Attorney Joe Wrona. That being said, PLEASE allow me to share my expertise with you in order to protect you from danger. Follow me on my “About Home Purchase” Blog as well in order to gain maximum knowledge.

I treat my clients like family!

Have a GREAT day!!!

Happy Spring Day to everyone!  May flowers shall come because of our April showers 🙂  It may sound odd, but I truly LOVE rainy days~they are so calming to me.

Would you go into court unrepresented?

This morning I was reading an article on For Sale By Owners (FSBOs) and realized that I would not invest my money in the stock market without the help from a professional broker.  I would trust the broker because he has more knowledge than I do in that industry and therefore will be a better predictor for where my money will become most profiting.  This goes for many things; hair (I tried cutting my hair to save $=bad idea), diagnoses, law enforcement, etc.  Right after I graduated from the University of Utah in 08′ I wanted to do it all myself; call it ambition I presume.  I quickly realized not only was this terribly wearing, but also very unproductive.  My mom pointed out that I needed to focus in on what I am good at and let others do the same; “this is what makes the world go round”. In the world of real estate, this is as simple as letting professionals handle any needed air conditioning repair so they will do a much better job than you could attempting a diy fix, for example.

Buying and selling real estate make look simple and easy from the outside, but TRUST ME there is so much that goes into it.  I am currently buying/building a home and even so I am learning that I do not know all that entails in this industry even after being a professional Realtor for over 4 years.  So many factors go into the sale of a home that many people do not realize.  Some think they can represent themselves (so silly when they are actually throwing away money by doing this) and in the end these so called unrepresented buyers literally bite off their own arm do to on average paying more for the home, less repairs to be made, closing costs out of pocket.

So in conclusion from my starting question, I hope everyone can make the connection that being unrepresented is truly not the best route for anyone.  Let professionals serve and protect you!

Have a great day!